Frequently Asked QuestionsAt what age should I start a child plan?

Start as early as possible — ideally within 1-2 years of birth. Starting at birth vs age 5 can reduce your required monthly investment by 40-50% due to compounding.

Is SSY better than child ULIP?

For guaranteed, risk-free returns, SSY is superior (8.2% tax-free vs 6-8% in traditional plans). But for higher growth, equity mutual funds (12-15%) beat both — combine with term insurance for protection.

Child Education Insurance Plans 2025: How to Build a ₹50 Lakh Education Fund

By Admin • Feb 23, 2026 • 📖 4 min read • ✅ Updated Feb 24, 2026

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Admin

Insurance & financial content specialist at PolicyBaazar. Helping Indians make informed insurance decisions with expert analysis and unbiased reviews.

📅 Published: Feb 23, 2026 🔄 Updated: Feb 24, 2026 📖 830 words ⏱️ 4 min read

Child Education Insurance Plans 2025: How to Build a ₹50 Lakh Education Fund

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